Jorge Alba, Mortgage Advisor | NMLS #1935035 | Licensed in CO, CA, AZ
Free guide, instant download
Your first home may be closer than you think.
A clear, step-by-step guide to Colorado mortgage options and down payment assistance, written by Jorge Alba for first-time buyers.
Loan Advisor Group, NMLS #1647915
- No cost to download
- Free
- No cost to download
- Short and practical
- 5 pages
- Short and practical
- Licensed states
- CO, CA, AZ
- Licensed states
- Free call with Jorge
- 15 min
- Free call with Jorge
What's inside
Four paths to homeownership in Colorado
Low-down-payment financing and Colorado assistance can work together, depending on eligibility.
-
Conventional first-time buyer
From 3% down* on a primary residence for eligible buyers with stable income.
-
FHA home loan
From 3.5% down*, with more flexible credit and underwriting for qualifying borrowers.
-
CHFA down payment assistance
A grant or deferred second mortgage for eligible Colorado buyers.
-
metroDPA
Help with upfront costs for eligible Front Range buyers through a second mortgage.
- *Starting down payments are illustrative. Eligibility, credit, occupancy, mortgage insurance, lender requirements and costs vary. Assistance amounts, limits and eligibility can change.
Jorge Alba
Mortgage Advisor | NMLS #1935035
I've spent the past six years helping families and business owners find the right financing for their homes and investments. I have experience with everything from traditional mortgages to bank statement, DSCR, and fix-and-flip loans. I enjoy finding solutions that make sense for each client's situation and helping them reach their real estate goals.